Blog Feed

If you're wondering why your homeowners insurance premiums are increasing, you're not alone. Premiums have been rising not just in Arizona, but across the country—especially since 2022. Homeowners in high-risk or disaster-prone areas are feeling the pinch even more. So, what’s driving these increases, and what can you do about it? Here, we’ll break down the main factors affecting the cost of homeowners insurance in Arizona and share some tips on how you can reduce your risk and, hopefully, your premiums.

When dealing with property damage, particularly involving your roof, you might encounter two professionals: a public adjuster and a roofer. While both play crucial roles, they serve different functions. Understanding these differences can help you navigate the insurance claims process more effectively and ensure that your property is properly restored.

Dealing with roof damage can be stressful enough without the added frustration of insurance claim disputes. If you’ve recently experienced damage to your roof and found yourself in a battle with your insurance company, you’re not alone. Two common reasons why insurance companies might deny or minimize your roof claim involve the way your policy is structured. Here’s a breakdown of these issues and tips on how to avoid them.

For Arizona homeowners, wind damage can be a significant concern, but dealing with its aftermath doesn't have to be stressful. Atlas Adjusting specializes in managing the entire insurance claim and repair process for wind-damaged homes. We handle everything from filing your claim and negotiating with insurers to overseeing repairs done by licensed, high-quality contractors. Our services are paid through a success fee from the insurance payout, so there are no out-of-pocket costs for homeowners. With Atlas Adjusting, you get a stress-free recovery process, ensuring that your insurance pays its fair share and that all repairs are completed to the highest standards, fully warrantied for your peace of mind.

This blog post explains why insurance policies typically cover wind and hail damage to roofs, emphasizing the importance of these protections for maintaining a home's safety and structural integrity. It outlines the inclusion of wind and hail as standard perils in homeowner policies, which are designed to protect against uncontrollable natural events and prevent financial burden on homeowners. The post also provides practical steps for homeowners to document and file their insurance claims effectively, including inspecting the roof, taking clear photos of the damage, and keeping thorough records of all interactions with their insurance provider. Additionally, it highlights the benefits of working with professional adjusters like Atlas Adjusting, who can ensure that claims are managed efficiently and that homeowners receive the compensation they are entitled to. This guide aims to empower homeowners with knowledge and support to navigate the insurance claims process confidently