The First Move: Control the Narrative

The insurance company’s first move is usually to send out a friendly, reassuring adjuster. He may arrive checkbook in hand, offering a small advance to cover temporary needs. Along with this gesture, you may also hear a warning: "Watch out for those predatory Public Adjusters."

You’ll hear similar sentiments from insurance agents and even some restoration contractors, all advising you that hiring a Public Adjuster is a waste of money. They'll insist that a Public Adjuster can't get you anything more than what the insurer is already offering. Sounds helpful, right? Well, not exactly.

Follow the Money

The reality is this: in the insurance company’s profit and loss report, claim payments are the largest expense. For every dollar they don’t pay you, that’s one more dollar added to their profit. And according to industry data, represented claims pay out five times more than unrepresented ones. So who really benefits from you going it alone?

What About Your Agent?

You might wonder why your long-trusted insurance agent would discourage you from seeking representation. It’s simple: many agents are incentivized to keep claims low. Their commissions and bonuses are often tied to the balance of premiums collected versus claims paid. It’s in their financial interest to encourage "claims-free" business.

The Choice is Yours—Make It Informed

Like any industry, public adjusting has both good and bad actors. But deciding whether to hire a Public Adjuster should be your decision, based on careful research and understanding—not fear tactics or pressure. At Atlas Adjusting, we fight for homeowners. We understand the process, the rules, and the strategy needed to level the playing field. Our goal is to ensure you receive every dollar you’re rightfully owed. Because when you’re up against a seasoned system, having someone in your corner makes all the difference.

Don’t go it alone. Go in prepared. Let Atlas Adjusting represent your claim—because your home deserves it.